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Unsecured Line of Credit

Unsecured Line of Credit

An unsecured line of credit is a great tool to help you manage your financial needs and meet your financial goals. With an unsecured line of credit there is no need to use your house as security. This leaves the equity in your home untouched.

Computers, kayaks, a big screen T.V., a trip, a new driveway... the list goes on. Members use a line of credit to enjoy life while managing debt responsibly.

  • Available for amounts up to $25,000.
  • Interest is applied only to the amount you use, calculated on the daily closing balance.
  • Highly flexible to match your cash flow.
    • Choose a payment schedule to meet your personal needs. The only requirement is that you repay the interest (if any) monthly.
    • The option to pay more is always available.
  • As you pay down your line of credit, the available balance becomes immediately available for use again.



Do you value safety and security? To protect your family and your estate, Heritage Savings can provide you with Monthly Premium Credit Life and Disability Insurance. This insurance can assist with your family's financial security should unexpected disability or death occur. Contact us for details.



Heritage Savings & Credit Union Inc.
318 Merritt Ave
Chatham Ontario
N7M 3G1
tel: 519.351.0600
fax: 519.351.0660

Copyright © 2009 Heritage Savings Credit Union. All rights reserved.